FIIG - The Fixed Income Experts

Wholesale Sample Bond Portfolios

  • Conservative

    5.64%p.a. Return^

  • Balanced

    6.62%p.a. Return^

  • High Yield

    8.79%p.a. Return^

This portfolio has 10 securities with weightings between 7.20% and 11.79%, yielding 5.64% pa*. It is designed for investors wanting a 100% allocation of investment grade bonds. The returns shown are based on ~$490,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
Portfolio breakdown
Holding Issuer Maturity/Call Date Bond Type Structure Ratings Industry Sector Capital Value Capital Price Currency % allocation Yield
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure 59,826 149.34 AUD 11.8% 5.17 %
50,000 Macquarie Bank Jun 2027 FCB Tier 2 IG Major Bank 52,137 102.74 AUD 10.3% 5.42%
50,000 AMPOL Ltd Mar 2027 FRN Sub Debt IG Other Corporate 51,005 100.88 AUD 10.1% 7.02%
50,000 Pacific National May 2027 FCB Senior Debt IG Other Corporate 50,746 99.76 AUD 10.0% 5.46%
50,000 Genworth Jul 2025 FRN Tier 2 IG Insurance 53,736 106.26 AUD 10.6% 6.22%
50,000 Triton 2022 Dec 2025 FRN Senior Debt IG Property 50,939 101.88 AUD 10.0% 7.00%
50,000 JEM NSW Schools Nov 2035 IAB Senior Debt IG Infrastructure 36,513 91.28 AUD 7.2%  4.40%
50,000 NAB Aug 2027 FCB Tier 2 IG Major Bank 52,490 104.38 AUD 10.4% 5.30%
50,000 Royal Bank of Canada Jul 2027 FCB Senior Debt IG Regional Bank 51,248 101.81 AUD 10.1% 4.08%
50,000 QANTAS Sep 2030 FCB Senior Debt IG Other Corporate 48,582 94.57 AUD 9.6% 6.12%

^ Pricing as at 6 September 2022. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine fixed, floating and inflation linked securities and ensure all the bonds in the portfolio are investment grade securities.

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 16 securities with weightings between 3.38% and 10.22%, yielding 6.62% pa*. It is designed for investors wanting higher yield than a solely investment grade portfolio by taking measured credit risk. The returns shown are based on ~$565,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
What makes up the portfolio
Holding Issuer Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Cost Price Currency % allocation Yield to maturity
40,000 Sydney Airport Nov 2030 CIB Senior Debt IG Infrastructure 59,826 149.34 AUD 10.2% 5.17 %
50,000 Macquarie Bank Aug 2027 FCB Tier 2 IG Major Bank 52,490 104.38 AUD 9.0% 5.30%
50,000 Genworth Jul 2025 FRN Tier 2 IG Insurance 53,736 106.26 AUD 9.2% 6.22%
50,000 JEM NSW Schools Nov 2035 IAB Senior Debt IG Infrastructure 45,641 91.28 AUD 7.8% 4.40%
50,000 Triton 2022 Dec 2025 FRN Senior Debt IG Property 50,939 101.88 AUD 8.7% 7.00%
50,000 AMPOL Ltd Mar 2027 FRN SubDebt IG Other Corporate 51,005 100.88 AUD 8.7% 7.02%
50,000 QANTAS Sep 2030 FCB Senior Debt IG Other Corporate 48,582 94.57 AUD 8.3% 6.12%
25,000 Société Générale Sep 2024 FCB AT1 Sub IG Major Bank 25,230 98.55 AUD 4.3% 5.65%
25,000 Triton 2021 Aug 2026 FRN Senior Debt Sub IG Property 24,688 98.23 AUD 4.2% 9.13%
25,000 Emeco Pty Ltd Jul 2026 FCB Senior Debt Sub IG Resources 29,807 98.36 AUD 5.1% 6.74%
25,000 RACE Nov 2027 FCB Senior Debt NR Other Corporate 22,630 94.34 AUD 3.9% 8.05%
25,000 Evolve Education Dec 2025 FCB Senior Debt NR Other Corporate 25,418 101.63 AUD 4.3% 6.93%
25,000 Elanor Investors Jun 2026 FRN Senior Debt NR Property 25,611 101.25 AUD 4.4% 7.91%
25,000 WA Stockwell Aug 2026 FCB Senior Debt NR Property 19,776 90.08 AUD 3.4% 11.41%
25,000 ZILT 7 Nov 2025 FCB Senior Debt NR Property 23,706 94.21 AUD 4.1% 7.96%
25,000 Partners Life Dec 2026 FRN Senior Debt NR Insurance 26,089 103.06 AUD 4.5% 7.50%

^ Pricing as at 6 September 2022. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

This portfolio has 17 securities with weightings between 4.10% and 9.16%, yielding 8.79% pa*. It is designed for investors seeking a higher return and who are comfortable with a corresponding increase in credit risk. The returns shown are based on a ~$480,000 investment. $50,000 is the minimum amount that can be invested with FIIG.

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Bond types
Security types
Ratings
Sectors
What makes up the portfolio
 
Holding Security Description Maturity / Call Date Product Type Structure Ratings Industry Sector Capital Value Capital price Currency % allocation Yield
30,000 Evolve Education Dec 2025 FCB Senior Debt NR Other Corporate 30,386 101.11 AUD 5.6% 7.07%
34,000 WA Stockwell Aug 2026 FCB Senior Debt NR Property 22,417 90.08 AUD 4.1% 11.41%
30,000 RACE Nov 2027 FCB Senior Debt NR Other Corporate 27,161 94.34 AUD 5.0% 8.05%
30,000 ZILT 7 Nov 2026 FCB Senior Debt NR Property 28,453 94.21 AUD 5.2% 7.96%
30,000 Peet Limited Sep 2026 FRN SubDebt NR 31,006 102.07 AUD 5.7% 8.08%
30,000 Elanor Investors Jun 2026 FRN Senior Debt NR Property 30,760 101.32 AUD 5.6% 7.90%
30,000 P&N Bank May 2027 FRN AT1 NR Regional Bank 31,116 103.43 AUD 5.7% 8.73%
30,000 Elanor WildLife Park Fund Nov 2024 FCB Senior Debt NR Other Corporate 28,974 96.40 AUD 5.3% 9.18%
30,000 Partners Life Sep 2026 FRN Senior Debt NR Insurance 31,312 103.06 AUD 5.7% 7.51%
25,000 Triton 2021 Aug 2026 FRN Senior Debt Sub IG Property 24,555 98.24 AUD 4.5% 9.14%
25,000 ING Group May 2027 FCB AT1 Sub IG Major Bank 28,692 76.54 USD 5.3% 10.31%
25,000 Macquarie Mar 2027 FCB AT1 Sub IG Major Bank 35,240 95.49 USD 6.4% 7.32%
25,000 QBE May 2025 FCB AT1 Sub IG Resources 35,856 95.53 USD 6.6% 7.11%
30,000 Newcastle Coal Mar 2027 FCB Senior Debt Sub IG Infrastructure 50,081 107.61 USD 9.2% 11.14%
25,000 Nickel Industries Apr 2024 FCB Senior Debt Sub IG Resources 42,926 94.10 USD 7.9% 10.70%
25,000 PEMEX Jan 2031 FCB Senior Debt Sub IG Resources 29,147 78.32 USD 5.3% 9.80%
25,000 Mineral Resources Nov 2027 FCB Senior Debt Sub IG Resources 38,829 102.42 USD 7.1% 7.43%

^ Pricing as at 6 September 2022. Subject to change.

Portfolio characteristics

Each bond is selected to ensure the overall portfolio:

Preservation

Is designed to preserve
your capital

Cash flow

Generates ongoing
cash flow

Diversity and balance

Provides diversity
and balance

We combine a mix of investment grade and sub investment grade bonds to generate the return, in conjunction with differing security types

  • Fixed Rate Bonds pay the same coupon amount throughout the life of the bonds, allowing you to predict cash flow.
  • Floating Rate Bonds move with the market interest rate and increase your return when rates rise.
  • Inflation Linked Bonds allow you to protect against rising inflation.

An allocation to senior debt securities means your investment is prioritised above shareholders for repayment. This protects your investment in the event of a problem with one of the issuers, because legally if the company goes into liquidation, any available funds will be repaid to senior investors before equity investors.

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* Return is yield to maturity. Subject to change and before fees. Please see our FSG for any applicable fees.
† Weighted average life for maturity.

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An investment in notes, bonds or securities should not be compared to a bank deposit. Notes, bonds and securities have a greater risk of loss of some or all of an investor’s capital when compared to bank deposits. Past performance of any product described in any communication from FIIG is not a reliable indication of future performance. Forecasts contained in this document are predictive in character and based on assumptions, such as a 2.5% p.a. assumed rate of inflation (unless otherwise specified), foreign exchange rates, or forward interest rate curves generally available at the time, and no reliance should be placed on the accuracy of any forecast information. The actual results may differ substantially from the forecasts and are subject to change without further notice. FIIG may quote to you an estimated yield when you purchase a bond. This yield may be calculated by FIIG on either A) a yield to maturity date basis; or B) a yield to early redemption date basis. Some bond issuances include multiple early redemption dates and prices, therefore the realised yield earned by you on the bond may differ from the yield estimated or quoted by FIIG at the time of your purchase. The information in this document is strictly confidential. If you are not the intended recipient of the information contained in this document, you may not disclose or use the information in any way. No liability is accepted for any unauthorised use of the information contained in this document. FIIG is the owner of the copyright material in this document unless otherwise specified.

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