FIIG - The Fixed Income Experts

Retail Bond Portfolio


  • 5.73% p.a. Return^

  • This portfolio has 13 securities, and is designed for retail investors seeking a balanced portfolio, with a greater exposure to investment grade and some select high yield bonds. We combine fixed, floating and inflation linked securities, to construct a diversified portfolio that delivers ongoing cash flow and capital preservation. The returns shown are based on a ~$200,000 sample investment portfolio. Noting $50,000 is the minimum starting amount that can be invested in a portfolio with FIIG.

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    Bond types
    Security types
    Ratings
    Sectors
    Portfolio breakdown
    Holding Issuer Maturity/Call Date Bond Type Structure Ratings Industry Sector Capital Value Capital Price Currency % allocation Yield
    20,000 Pacific National Finance Pty Ltd Jun 2031 FCB Senior Debt IG Infrastructure 16,637 83.12 AUD 8.4 % 6.29 %
    10,000 National Australia Bank Limited Nov 2026 FCB Tier 2 IG Major Bank 9,356 92.51 AUD 4.7% 5.24%
    10,000 AMP Limited Nov 2023 FRN Tier 2 Sub IG Financials 10,074 100.32 AUD 5.1% 5.78%
    10,000 Emeco Pty Ltd Jul 2026 FCB Senior Debt Sub IG Resources 9,845 97.33 AUD 5.0% 7.06%
    10,000 Liberty Financial Pty Ltd May 2026 FRN Sub Debt IG Financials 9,858 98.31 AUD 5.0% 6.63%
    20,000 Macquarie Bank Ltd May 2025 FRN Tier 2 IG Financials 20,678 103.16 AUD 10.4% 5.12%
    10,000 Lendlease Finance Ltd Dec 2030 FCB Senior Debt IG Property 8,684 85.15 AUD 4.4% 5.94%
    20,000 Qantas Airways Limited Jun 2030 FCB Senior Debt IG Other Corporate 18,837 94.11 AUD 9.5% 6.20%
    20,000 Ausnet Services Holdings Pty Ltd Oct 2025 FRN AT1 IG Utilities 20,555 101.81 AUD 10.4% 5.80%
    20,000 Ampol Ltd Mar 2026 FRN SubDebt IG Other Corporate 20,581 102.82 AUD 10.4% 6.27%
    20,000 RWH Finance Pty Ltd Jun 2033 IAB Senior Debt IG Infrastructure 16,744 83.72 AUD 8.4% 4.46%
    15,000 Brisbane Airport Corporation Pty Ltd Oct 2030 FCB Senior Debt IG Infrastructure 14,335 94.64 AUD 7.2% 5.31%
    15,000 Sydney Airport Finance Dec 2025 CIB Senior Debt IG Infrastructure 22,373 148.84 AUD 11.3% 5.24%

    ^ Pricing as at 12 September 2022. Subject to change.

    Current retail bonds available

    To read further information about each bond, please click on the links below and view the Factsheet prepared by the FIIG Research team.

     

    Issuer

    Security

    Bond Type

    Industry Sector

    Structure

    Australian Gas Networks Ltd

    AGN-ILB-3.04%-20Aug25

    CIB

    Utilities

    Senior Debt

    Australian Gas Networks Ltd

    AGN-2.82%-28Apr31

    FCB

    Utilities

    Senior Debt

    AMP Limited

    AMP-BBSW+2.75%-15Nov23c

    FRN

    Financials

    Tier 2

    Ampol Limited

    Ampol-BBSW+3.60%-09Mar26c

    FRN

    Energy

    Subdebt

    Aurizon Network Pty Ltd

    Aurizon-2.90%-02Sep30

    FCB

    Industrials

    Senior Debt

    AusNet Services Holdings Pty Ltd

    Ausnet-BBSW+3.10%-06Oct25c

    FRN

    Utilities

    AT1 

    Bendigo and Adelaide Bank Ltd

    BENAU-BBSW+2.45%-30Nov23c

    FRN

    Financials

    Tier 2

    Brisbane Airport Corporation Pty Ltd

    BRISAIR-4.50%-30Dec30

    FCB

    Infrastructure

    Senior Debt

    Centuria Funds Management Limited

    Centuria-5.00%-21Apr24

    FCB

    Real Estate

    Senior Debt

    Civic Nexus Finance Pty Ltd

    CIVICNEXUS-IAB-0%-15Sep32

    IAB

    Infrastructure

    Senior Debt

    Defence Bank Limited

    DBA-BBSW+3.15%-17Feb26c

    FRN

    Financials

    Tier 2

    Downer Group Finance Pty Ltd

    DOWNER-3.70%-29Apr26

    FCB

    Industrials

    Senior Debt

    Emeco Pty Ltd

    Emeco-6.25%-10Jul26

    FCB

    Industrials

    Senior Secured

    Genworth Financial Mortgage Insurance Pty Ltd

    Genworth-BBSW+5.00%-03Jul25c

    FRN

    Financials

    Tier 2 

    Heritage Bank Limited

    HERITAGE-BBSW+3.50%-24Jun25c

    FRN

    Financials

    Tier 2

    Insurance Australia Group Ltd

    IAG-BBSW+2.45%-15Dec26c

    FRN

    Financials

    Tier 2

    Incitec Pivot Ltd

    IncitecPivot-4.30%-18Mar26

    FCB

    Industrials

    Senior Debt

    JEM (Southbank) Pty Ltd

    JEM-IAB-0%-28Jun35

    IAB

    Infrastructure

    Senior Debt

    JEM (NSW Schools II) Pty Ltd

    JEM NSW Schools IAB-0%-28Feb31

    IAB

    Infrastructure

    Senior Debt

    JEM (NSW Schools II) Pty Ltd

    JEM NSW Schools IAB-0%-28Nov35

    IAB

    Infrastructure

    Senior Debt

    Lendlease Finance Ltd

    LENDLEASE-3.40%-27Oct27

    FCB

    Real Estate

    Senior Debt

    Lendlease Finance Ltd

    LENDLEASE-3.70%-31Mar31

    FCB

    Real Estate

    Senior Debt

    Liberty Financial Pty Ltd

    LibertyFin-BBSW+2.55%-25May26

    FRN

    Financials

    Senior Debt

    Liberty Financial Pty Ltd

    LibertyFin-BBSW+2.24%-17Mar25

    FRN

    Financials

    Senior Debt

    Macquarie Bank Limited

    MacqBank-BBSW+2.90%-28May25c

    FRN

    Financials

    Subdebt

    MyState Limited

    Mystate-BBSW+4.35%-10Jul25c

    FRN

    Financials

    Tier 2

    National Australia Bank

    NAB-3.225%-18Nov26c

    FCB

    Financials

    Tier 2

    National Australia Bank

    NAB-BBSW+2.02%-18Nov26c

    FRN

    Financials

    Tier 2

    National Australia Bank

    NAB-BBSW+4.00%-17Jul25c

    FRN

    Financials

    AT1

    NBN Co Limited

    NBN-2.20%-16Dec30

    FCB

    Utilities

    Senior Debt

    Novacare Solutions Partnership

    Novacare-IAB-0%-15Apr33

    IAB

    Infrastructure

    Senior Debt

    Omni Bridgeway Limited

    OMNI-5.65%-08Jan26

    FCB

    Infrastructure

    Senior Debt

    Pacific National Finance Pty Ltd

    PacNational-5.25%-19May25

    FCB

    Industrials

    Senior Debt

    Pacific National Finance Pty Ltd

    PacNational-BBSW+2.60%-12May27

    FRN

    Industrials

    Senior Debt

    Peet Ltd

    Peet-6.75%-07Jun24

    FCB

    Consumer discretionary

    Senior Debt

    Plenary Health (Casey) Finance Pty Ltd

    AUD 4.38% - September 2029 - Senior Secured Notes

    IAB

    Infrastructure

    Senior Debt

    Plenary Justice (SA) Pty Ltd

    PJS-IAB-0%-15Jun30

    IAB

    Infrastructure

    Senior Debt

    Qantas Airways Limited

    Qantas-2.95%-27Nov29

    FCB

    Industrials

    Senior Debt

    Qantas Airways Limited

    Qantas-5.25%-09Sep30

    FCB

    Industrials

    Senior Debt

    QBE Insurance Group Limited

    QBE-BBSW+2.75%-25Aug26c

    FRN

    Financials

    Tier 2

    RWH Finance Pty Ltd

    RWH-IAB-0%-30Jun33

    IAB

    Infrastructure

    Senior Debt

    StockCo Holdings Pty Ltd

    StockCo-9.50%-6Oct22

    FCB

    Financials

    Senior Debt

    Sunland Capital Pty Ltd

    SUNLAND-6.20%-31Oct24

    FCB

    Real Estate

    Senior Debt

    Sydney Airport Finance

    SYDAIR-ILB-3.12%-20Nov30

    CIB

    Infrastructure

    Senior Debt

    Transurban Queensland Finance Pty Ltd

    TRANSURBAN-3.25%-05Aug31

    FCB

    Infrastructure

    Senior Debt

    Zenith Energy Ltd

    ZENITH-8.00%-10Aug25

    FCB

    Utilities

    Subdebt

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^Please note the indicative yield shown is the minimum expected yield to worst (YTW).

* Return is yield to maturity. Subject to change and before fees. Please see our FSG for any applicable fees.
† Weighted average life for maturity.

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